Personal Information Notice
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Why?
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Financial companies choose how they share your
personal information. Federal law gives
consumers the right to limit some but not all
sharing. Federal law also requires us to tell
you how we collect, share, and protect your
personal information. Please read this notice
carefully to understand what we do.
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What?
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The types of personal information we collect
and share depend on the product or service you
have with us. This information can
include:
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and Income |
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and Payment History |
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and Credit Scores |
When you are
no longer
our customer, we continue to share your
information as described in this notice.
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How?
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All financial companies need to share customer's
personal information to run their everyday
business. In the section below, we list the
reasons financial companies can share
their personal information; the reasons Central Valley Bank chooses
to share; and whether you can limit this
sharing.
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Reasons we can share your personal
information
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Does
Central Valley Bank
share?
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Can you limit this sharing?
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For our everyday business
purposes -
such as to process your transactions, maintain
your account(s), respond to court orders and
legal investigations, or report to credit
bureaus
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Ye
s
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N
o
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For our marketing
purposes -
to offer our products and services to
you
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N
o
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N
o
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For joint marketing with other
financial companies
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N
o
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N
o
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For our
affiliates'
everyday business
purposes -
information about your transactions and
experiences
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N
o
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N
o
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For our
affiliates'
everyday business
purposes -
information about your creditworthiness
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N
o
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N
o
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For nonaffiliates to market to
you
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N
o
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N
o
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Who is providing this notice?
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Central Valley Bank
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What we do
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How does Central Valley Bank
protect my personal information?
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To protect your personal information from
unauthorized access
and use, we use security measures that
comply with federal law. These measures
include computer safeguards and
secured
fi
les and buildings.
Employee access to personally identifiable customer information islimited to those with a business purpose to know such information.
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How does Central Valley Bankcollect my personal information?
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We collect your personal information, for
example, when you
- Open an account or Deposit money
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- Pay your bills or Apply for a loan
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Why can't I limit all sharing?
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Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
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- affiliates from using your information to market to you
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- sharing for nonaffiliates to market to you
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State laws and individual companies may give you additional rights to limit sharing.
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Definitions
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Affiliates
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Companies related by common ownership or control. They can be financial and non financial companies.
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Central Valley Bank does not share with our affiliates.
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Nonaffiliates
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Companies not related by common ownership or control. They can be financial and non financial companies.
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Central Valley Bank does not share with nonaffiliates so they canmarket to you.
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Joint marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Central Valley Bank does not jointly market.
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