Central Valley Bank - Personal Banking

Savings Accounts

Our savings accounts provide a safe and secure way to earn interest on your money while still having access to your funds for opportunities or emergencies. You can also transfer funds between your checking account and savings account 24 hours a day by telephone with our Central Valley Bank access line. Select the savings account that best meets your needs.

Choose the Savings Account that is Best for You

Account	Minimum Balance	Special Features
Statement Savings	$300 ($3.00 fee if balance falls below $300)	Interest is earned on ledger balances. ATM card available.
Money Market Account	$2,500 ($5 fee if balance falls below minimum)	Write up to 6 checks per statement cycle. Interest is earned on ledger balances and rates are tiered to pay a higher interest rate on higher balances. ATM card available with unlimited use.

Certificates of Deposit

Central Valley Bank offers a wide variety of certificates of deposit (CD's). The options are designed to suit your personal savings needs. Certificates generally provide an investor the opportunity to earn a higher rate of return than other bank accounts.

Choose the Certificate of Deposit that is Best for You

Account	Minimum Balance	Special Features
Fixed Rate Certificates	$10,000 on terms of 6 months to 3 years. $500 on 3 month term	Flexible terms. Automatic renewal at current rate of interest. Ten day grace period at maturity for deposit or withdrawal of funds.

Individual Retirement Accounts	$500	Flexible terms, choose 12 month or 18 month. Automatic renewal at current rate of interest.