Central Valley Bank: Large enough to serve, Small enough to care. SM

Personal Banking

Personal Banking

Classic Reserve Line

Your Personal Line of Credit

Add the convenience and security of a line of credit to your personal checking account.

  • Security - The Classic Reserve Line gives you the ability to have funds available when you need them. If your checks, ATM transactions, and/or debit card transactions exceed the balance in your account, funds are automatically advanced to your account at no charge.
  • Convenience - Write yourself a loan by simply writing a check up to the amount of your available credit limit.
  • Affordable - You are only charged interest when you have an outstanding balance. As principal is paid back, your Classic Reserve Line is replenished. The Classic Reserve Line has a low annual fee.

Our current lending program is available only to residents in Washington and Oregon.

Give us a call or stop by for complete information and to apply. We're committed to helping you find the best solutions for your financial needs.

Classic Reserve Line Application (PDF coming soon)

Serving the Yakima and Kittitas Counties of Washington since 1962