Central Valley Bank: Large enough to serve, Small enough to care. SM

Personal Banking

Personal Banking

Home Loan Checklist

Income/Assets

  • Pay Stubs - Most recent to cover last thirty (30) days including year-to-date
  • W-2's - Last two (2) years for each applicant
  • Tax Returns - Two (2) years completed Federal Income Tax Returns
  • If self-employed, provide current P&L statement and last two (2) years business returns
  • Bank/Retirement/Stock Statements - Most recent three (3) months; include all pages 
  • Lease Agreements - If other real estate owned
  • Other - Any other additional income you would like us to use for qualifying purposes

Debts

  • List of current debts - Provide account numbers, current balance, and monthly payment amount on all revolving and installment debts

Property Information

  • Earnest Money Agreement - Not needed for a refinance
  • Property Tax Estimate - On subject property
  • Homeowner's Insurance - Agent's name and telephone number

Refinance Loans

  • Insurance agent's name and telephone number
  • Current mortgage company and account number

Other

  • Divorce Decree and/or Child Support Agreement, if applicable
  • Name and address of landlord for the past two (2) years
  • Application deposit

Construction Loans

  • Plans
  • Specifications
  • Construction cost break down
Serving the Yakima and Kittitas Counties of Washington since 1962