Central Valley Bank: Large enough to serve, Small enough to care. SM

Personal Banking

Personal Banking

Personal Checking Account Comparison Chart

Not everyone wants the same thing from a checking account. Compare the different accounts below to select the one right for your lifestyle and needs:

  Free All-Access Interest 50+ Interest Premier
to fit your lifestyle...
Minimum to open: $100
Basic checking account full of value and convenience. The convenience and flexibility to quickly and easily access your funds 24/7. Keep higher balances and enjoy the benefit of earning interest. A little extra for our customers who are 50 years old and better. Benefit from highter interest earnings while keeping your money available.
Minimum daily collected balance to avoid monthly fee  No minimum balance required   No minimum balance required $300   No minimum balance required $50,000 in combined personal deposit accounts
Monthly Fee  $0 $0, write up to 5 checks per month, $0.50 per check after 5   $6, if balance falls below minimum $0 $25, if combined deposit balance falls below minimum
Interest earned on collected balances  N/A  N/A Yes, tiered rates $300+ Yes, $500+ Yes, tiered rates $300+
ATM Fees No fee at MoneyPass ATMs, $2 others No transaction fees No fee at MoneyPass ATMs, $2 others No transaction fees No transaction fees or surcharges
Additional Benefits N/A  Dime-A-Time rewards,* All Access Savings Plan, Free overdraft protection transfers from linked savings account, Online Banking and Online Statements Required  N/A Free standard checks (2 boxes/year) or $5 off other styles, free bank checks Free standard checks or $5 off other styles, free bank checks, Free VISA TravelMoney Cards, combined statement with all linked relationship accounts, premium tiered interest rates

All personal checking accounts feature the following benefits and options:

  • Free Online Banking, Bill Pay, and E-Bills
  • Free Access Line, 24-Hour Telephone Banking
  • Online Statement and Combined Statement options
  • Unlimited VISA Debit Card usage with Save Up automatic savings plan
  • Direct Deposit available
  • Automatic transfer savings plans available
  • Overdraft protection options using a loan or deposit account

Give us a call or stop by for complete information. We're committed to helping you find the best solutions for your financial needs.

* Premier: Minimum combined balance in your personal checking, savings, money market, IRA and/or certificate of deposit of $50,000. A $25 monthly fee will be deducted from your Premier Checking account below the minimum.
** All-Access: Dime-A-Time rewards: Earn 10 cents for every credit transaction (signature, non-pin based) using your VISA Debit Card.
Serving the Yakima and Kittitas Counties of Washington since 1962