Central Valley Bank: Large enough to serve, Small enough to care. SM

Business Banking

Business Checking Account Comparison Chart

Features Small Business
Non-Profit 
Interest
Business Analysis Business Interest Business
Minimum Balance to open $100 $100 $100 $100 $100
Minimum daily collected balance to avoid maintenance fee No minimum balance required No minimum balance required No minimum balance required No minimum balance required $2,500
Minimum daily collected balance to earn interest N/A
Compounded daily and paid monthly
N/A $2,500
Compounded daily and paid monthly
N/A
Monthly maintenance fee No monthly fee No monthly fee $9 $8 $8
Checks paid (each) First 100 free, $.25 each after 100 First 100 free, $.25 each after 100 $0.12 $0.12 $0.12
Deposit fee (each) First 20 free, $.15 each after 20 st 20 free, $.15 each after 20 $0.20 $0.20 $0.20
Deposited item fee (each) First 100 free, $.15 each after 100 First 100 free, $.15 each after 100 $0.06 $0.06 $0.06
Rolled coin purchase (each) $0.05 $0.05 $0.05 $0.05 $0.05
Currency purchase (per $100) $0.05 $0.05 $0.05 $0.05 $0.05
Currency deposited (per $1,000) - - $0.70 - -
Uncollected funds usage rate - - Prime + 3% - -
Earnings credit - - Based on average collected balance - Based on average collected balance
Business Online Banking (BCMO) Free BCMO with $10,000 average balance.* Free Available Available Available
Online Statements Available Available Available Available Available
Free Business VISA Debit Card Available Available Available Available Available
Cash Management Services     Available    
*$6 fee if balance falls below $10,000.

 

Serving the Yakima and Kittitas Counties of Washington since 1962