Central Valley Bank: Large enough to serve, Small enough to care. SM

Business Banking

Business Checking Account Comparison Chart

Features Small Business
Non-Profit 
Interest
Business Analysis Business Interest
Minimum Balance to open $100 $100 $100 $100
Minimum daily collected balance to avoid maintenance fee No minimum balance required No minimum balance required No minimum balance required No minimum balance required
Minimum daily collected balance to earn interest N/A
Compounded daily and paid monthly
N/A $2,500
Compounded daily and paid monthly
Monthly maintenance fee No monthly fee No monthly fee $9.00 $8.00
Checks paid (each) First 100 free, $.25 each after 100 First 100 free, $.25 each after 100 $.12 $.12
Deposit fee (each) First 20 free, $.15 each after 20 st 20 free, $.15 each after 20 $.20 $.20
Deposited item fee (each) First 100 free, $.15 each after 100 First 100 free, $.15 each after 100 $.06 $.06
Rolled coin purchase (each) $.05 $.05 $.05 $.05
Currency purchase (per $100) $.05 $.05 $.05 $.05
Currency deposited (per $1,000) - - $.70 -
Uncollected funds usage rate - - Prime + 3% -
Earnings credit - - Variable rate based on average collected balance -
Business Online Banking (BCMO) Free BCMO with $10,000 average balance.* Free Available Available
Online Statements Available Available Available Available
Free BusinessVISA Checkcard Available Available Available Available
Cash Management Services     Available  
*$6 fee if balance falls below $10,000.

 

Serving the Yakima and Kittitas Counties of Washington since 1962